This 2-bed, 1-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 1,602 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.72 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 73 days, this property combines space, style, and value. At $165,000, this home is well positioned for buyers seeking value in Monticello.